For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Vadavalli branch in Coimbatore, Vadavalli, Coimbatore, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0830062. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Vadavalli, Coimbatore

The table below shows the main details of the IFSC Code UBIN0830062 for the Union Bank Of India branch in Coimbatore, which falls under the Vadavalli, Coimbatore district in Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0830062
Branch Vadavalli
City Coimbatore
District Vadavalli, Coimbatore
State Tamil Nadu
Address 1St Floor,Pst Tower No 38,Thondamuthur Roadnarayanasamy Nagar

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Coimbatore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0830062 for the Vadavalli branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Vadavalli, Coimbatore, Tamil Nadu, are allotted a unique IFSC like UBIN0830062 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Coimbatore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Coimbatore and Vadavalli, Coimbatore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Vadavalli reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code UBIN0830062

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadavalli in Coimbatore.

For example, the IFSC Code UBIN0830062 of Union Bank Of India for the Vadavalli branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0830062 of Union Bank Of India for its Vadavalli branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Coimbatore and Vadavalli, Coimbatore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Vadavalli or Coimbatore to get the exact IFSC Code UBIN0830062.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Coimbatore, then it will provide you proper information.

How to Use IFSC Code UBIN0830062 for Online Transfers?

Once you have the IFSC Code UBIN0830062 for the Vadavalli branch of Union Bank Of India in Coimbatore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0830062. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0830062.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Vadavalli in Coimbatore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Vadavalli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Coimbatore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Vadavalli, Coimbatore?

The IFSC Code is UBIN0830062.

Is the IFSC Code UBIN0830062 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Vadavalli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vadavalli branch?

The address of the branch is 1St Floor,Pst Tower No 38,Thondamuthur Roadnarayanasamy Nagar located in Coimbatore, Vadavalli, Coimbatore, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.