For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Chogawadi branch in Chittaurgarh, Gangrar, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Chittaurgarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0918792. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Chogawadi, Chittaurgarh

Here are some of the key details that come with the IFSC Code UBIN0918792 of Union Bank Of India for its branch located in Chittaurgarh, within the district of Gangrar in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0918792
Branch Chogawadi
City Chittaurgarh
District Gangrar
State Rajasthan
Address Vill Chogawadi,Tehgangrar, Distchittaurgarh312901,Rajasthan

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Chittaurgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0918792 for the Chogawadi branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Chogawadi, Chittaurgarh, Rajasthan, are allotted a unique IFSC like UBIN0918792 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chittaurgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chittaurgarh and Gangrar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Chogawadi reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code UBIN0918792

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chogawadi in Chittaurgarh.

For example, the IFSC Code UBIN0918792 of Union Bank Of India for the Chogawadi branch includes these elements, identifying the bank and the branch location in Chittaurgarh and Rajasthan accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0918792 of Union Bank Of India for its Chogawadi branch located in Chittaurgarh, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Chittaurgarh and Gangrar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Chogawadi or Chittaurgarh to find the exact IFSC Code UBIN0918792.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Chittaurgarh will provide accurate information.

How to Use IFSC Code UBIN0918792 for Online Transfers?

If you have the IFSC Code UBIN0918792 for the Chogawadi branch of Union Bank Of India in Chittaurgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0918792. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0918792.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Chogawadi in Chittaurgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Chogawadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chittaurgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Chogawadi, Chittaurgarh?

The IFSC Code is UBIN0918792.

Is the IFSC Code UBIN0918792 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Chogawadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chogawadi branch?

The address of the branch is Vill Chogawadi,Tehgangrar, Distchittaurgarh312901,Rajasthan located in Chittaurgarh, Gangrar, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.