There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Chittorgarh branch in Chittaurgarh, Chittorgarh, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Chittaurgarh or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UBIN0912808. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Chittorgarh, Chittaurgarh
Here are some of the key details that come with the IFSC Code UBIN0912808 of Union Bank Of India for its branch located in Chittaurgarh, within the district of Chittorgarh in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0912808 |
| Branch | Chittorgarh |
| City | Chittaurgarh |
| District | Chittorgarh |
| State | Rajasthan |
| Address | Near Rajeev Gruha Nirman Sahakri,Society Meera Market,Chittaurgarh,Rajasthan 312001 |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Chittaurgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0912808 for the Chittorgarh branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Chittorgarh, Chittaurgarh, Rajasthan, is provided with a unique IFSC like UBIN0912808 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Chittaurgarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chittaurgarh and Chittorgarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Chittorgarh do not get mixed with another location.
Format of the IFSC Code UBIN0912808
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chittorgarh in Chittaurgarh.
For example, the IFSC Code UBIN0912808 of Union Bank Of India for the Chittorgarh branch includes these elements, identifying the bank and the branch location in Chittaurgarh and Rajasthan accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0912808 of Union Bank Of India for its Chittorgarh branch located in Chittaurgarh, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Chittaurgarh and Chittorgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Chittorgarh or Chittaurgarh to get the exact IFSC Code UBIN0912808.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Chittaurgarh, then it will provide you proper information.
How to Use IFSC Code UBIN0912808 for Online Transfers?
Once you have the IFSC Code UBIN0912808 for the Chittorgarh branch of Union Bank Of India in Chittaurgarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0912808. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0912808.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Chittorgarh in Chittaurgarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Chittorgarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chittaurgarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0912808.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Rajeev Gruha Nirman Sahakri,Society Meera Market,Chittaurgarh,Rajasthan 312001 located in Chittaurgarh, Chittorgarh, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.