The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Tarikere branch in Chikmagalur, Tarikere, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Chikmagalur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0913855. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Tarikere, Chikmagalur

The table below shows the main details of the IFSC Code UBIN0913855 for the Union Bank Of India branch in Chikmagalur, which falls under the Tarikere district in Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0913855
Branch Tarikere
City Chikmagalur
District Tarikere
State Karnataka
Address Opp Apmc,B.H.Road Nh 206 Tarikere Chikmagalur District 577228

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Chikmagalur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0913855 for the Tarikere branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Tarikere, Chikmagalur, Karnataka, are given a unique IFSC like UBIN0913855 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chikmagalur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chikmagalur and Tarikere.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Tarikere goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0913855

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tarikere in Chikmagalur.

For example, the IFSC Code UBIN0913855 of Union Bank Of India for the Tarikere branch includes these elements, identifying the bank and the branch location in Chikmagalur and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0913855 of Union Bank Of India for its Tarikere branch located in Chikmagalur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Chikmagalur and Tarikere, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Tarikere or Chikmagalur to find the exact IFSC Code UBIN0913855.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Chikmagalur will provide accurate information.

How to Use IFSC Code UBIN0913855 for Online Transfers?

Once you have the IFSC Code UBIN0913855 for the Tarikere branch of Union Bank Of India in Chikmagalur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0913855. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0913855.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Tarikere in Chikmagalur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Tarikere, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chikmagalur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Tarikere, Chikmagalur?

The IFSC Code is UBIN0913855.

Is the IFSC Code UBIN0913855 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Tarikere?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tarikere branch?

The address of the branch is Opp Apmc,B.H.Road Nh 206 Tarikere Chikmagalur District 577228 located in Chikmagalur, Tarikere, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.