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IFSC Code of Union Bank Of India, Ro Chandauli, Chandauli, Uttar Pradesh — UBIN0579858

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Ro Chandauli branch in Chandauli, Chandauli, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0579858. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Ro Chandauli, Chandauli

Here are some of the key details that come with the IFSC Code UBIN0579858 of Union Bank Of India for its branch located in Chandauli, within the district of Chandauli in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0579858
Branch Ro Chandauli
City Chandauli
District Chandauli
State Uttar Pradesh
Address Union Bank Of India,Ro Chandauli,Sanjay Nagar,Gt Road,Chandauli,Up,232104

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0579858 for the Ro Chandauli branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ro Chandauli, Chandauli, Uttar Pradesh, is provided a unique IFSC like UBIN0579858 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Chandauli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chandauli and Chandauli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Ro Chandauli do not get misguided to another person.

Format of the IFSC Code UBIN0579858

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ro Chandauli in Chandauli.

For example, the IFSC Code UBIN0579858 of Union Bank Of India for the Ro Chandauli branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0579858 of Union Bank Of India for its Ro Chandauli branch located in Chandauli, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Chandauli and Chandauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Ro Chandauli or Chandauli to get the exact IFSC Code UBIN0579858.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Chandauli, then it will provide you proper information.

How to Use IFSC Code UBIN0579858 for Online Transfers?

Once you have the IFSC Code UBIN0579858 for the Ro Chandauli branch of Union Bank Of India in Chandauli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0579858. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0579858.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Ro Chandauli in Chandauli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ro Chandauli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chandauli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Ro Chandauli, Chandauli?

The IFSC Code is UBIN0579858.

Is the IFSC Code UBIN0579858 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Ro Chandauli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ro Chandauli branch?

The address of the branch is Union Bank Of India,Ro Chandauli,Sanjay Nagar,Gt Road,Chandauli,Up,232104 located in Chandauli, Chandauli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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