IFSC Code of Union Bank Of India, Biswanath Chariali, Biswanath Chariali, Assam — UBIN0590134

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Biswanath Chariali branch in Biswanath Chariali, Biswanath Chariali, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Biswanath Chariali or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0590134. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Biswanath Chariali, Biswanath Chariali

Here are the main details that are associated with the IFSC Code UBIN0590134 of Union Bank Of India for its branch located in Biswanath Chariali, within the district of Biswanath Chariali in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Biswanath Chariali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0590134 for the Biswanath Chariali branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Biswanath Chariali, Biswanath Chariali, Assam, is provided a unique IFSC like UBIN0590134 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Biswanath Chariali.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Biswanath Chariali and Biswanath Chariali.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Biswanath Chariali do not get misguided to another person.

Format of the IFSC Code UBIN0590134

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biswanath Chariali in Biswanath Chariali.

For example, the IFSC Code UBIN0590134 of Union Bank Of India for the Biswanath Chariali branch includes these elements, identifying the bank and the branch location in Biswanath Chariali and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0590134 of Union Bank Of India for its Biswanath Chariali branch located in Biswanath Chariali, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Biswanath Chariali and Biswanath Chariali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Biswanath Chariali or Biswanath Chariali to find the exact IFSC Code UBIN0590134.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Biswanath Chariali will provide accurate information.

How to Use IFSC Code UBIN0590134 for Online Transfers?

Once you have the IFSC Code UBIN0590134 for the Biswanath Chariali branch of Union Bank Of India in Biswanath Chariali, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0590134. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0590134.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Biswanath Chariali in Biswanath Chariali, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Biswanath Chariali, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Biswanath Chariali to handle online money transfers and get their cheques cleared smoothly.