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IFSC Code of Union Bank Of India, Seventeen Kyd, Bikaner, Rajasthan — UBIN0590142

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Seventeen Kyd branch in Bikaner, Bikaner, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0590142. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Seventeen Kyd, Bikaner

The table below shows the main details of the IFSC Code UBIN0590142 for the Union Bank Of India branch in Bikaner, which falls under the Bikaner district in Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0590142
Branch Seventeen Kyd
City Bikaner
District Bikaner
State Rajasthan
Address Office Gram Panchayat 17 Kyd, Tehsil Khajuwala

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Bikaner for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0590142 for the Seventeen Kyd branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Seventeen Kyd, Bikaner, Rajasthan, are given a unique IFSC like UBIN0590142 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bikaner.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bikaner and Bikaner.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Seventeen Kyd goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0590142

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Seventeen Kyd in Bikaner.

For example, the IFSC Code UBIN0590142 of Union Bank Of India for the Seventeen Kyd branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0590142 of Union Bank Of India for its Seventeen Kyd branch located in Bikaner, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Seventeen Kyd or Bikaner to find the exact IFSC Code UBIN0590142.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Bikaner will provide accurate information.

How to Use IFSC Code UBIN0590142 for Online Transfers?

Once you have the IFSC Code UBIN0590142 for the Seventeen Kyd branch of Union Bank Of India in Bikaner, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0590142. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0590142.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Seventeen Kyd in Bikaner may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Seventeen Kyd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bikaner to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Seventeen Kyd, Bikaner?

The IFSC Code is UBIN0590142.

Is the IFSC Code UBIN0590142 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Seventeen Kyd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Seventeen Kyd branch?

The address of the branch is Office Gram Panchayat 17 Kyd, Tehsil Khajuwala located in Bikaner, Bikaner, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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