The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Bijnor - Meerut branch in Bijnor, Bijnor, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Bijnor or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0555673. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Bijnor - Meerut, Bijnor
Here are some of the key details that come with the IFSC Code UBIN0555673 of Union Bank Of India for its branch located in Bijnor, within the district of Bijnor in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0555673 |
| Branch | Bijnor - Meerut |
| City | Bijnor |
| District | Bijnor |
| State | Uttar Pradesh |
| Address | Near Shakti Crossing, Judgi Road,Bijnore, Dist. Bijnore,Uttar Pradesh, Pin - 246 701 |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Bijnor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0555673 for the Bijnor - Meerut branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Bijnor - Meerut, Bijnor, Uttar Pradesh, are given a unique IFSC like UBIN0555673 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bijnor.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bijnor and Bijnor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Union Bank Of India in Bijnor - Meerut goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UBIN0555673
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bijnor - Meerut in Bijnor.
For example, the IFSC Code UBIN0555673 of Union Bank Of India for the Bijnor - Meerut branch includes these elements, identifying the bank and the branch location in Bijnor and Uttar Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0555673 of Union Bank Of India for its Bijnor - Meerut branch located in Bijnor, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Bijnor and Bijnor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Bijnor - Meerut or Bijnor to get the exact IFSC Code UBIN0555673.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Bijnor, then it will provide you proper information.
How to Use IFSC Code UBIN0555673 for Online Transfers?
Once you have the IFSC Code UBIN0555673 for the Bijnor - Meerut branch of Union Bank Of India in Bijnor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0555673. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0555673.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Bijnor - Meerut in Bijnor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Bijnor - Meerut, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bijnor manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bijnor - Meerut Bijnor branch is UBIN0555673.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Near Shakti Crossing, Judgi Road,Bijnore, Dist. Bijnore,Uttar Pradesh, Pin - 246 701.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.