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IFSC Code of Union Bank Of India, Sindagi, Sindgi, Karnataka — UBIN0916951

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Sindagi branch in Bijapur, Sindgi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Bijapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0916951. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sindagi, Bijapur

Below in the table are the key details related to IFSC Code UBIN0916951 of Union Bank Of India for its branch located in Bijapur, within the district of Sindgi in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0916951
Branch Sindagi
City Bijapur
District Sindgi
State Karnataka
Address Tmc.No.2763,Plot No.1114, Bijapur Road,Sindagi,Bijapur 586128 Karnataka

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Bijapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0916951 for the Sindagi branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sindagi, Bijapur, Karnataka, are allotted a unique IFSC like UBIN0916951 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bijapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bijapur and Sindgi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Sindagi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UBIN0916951

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sindagi in Bijapur.

For example, the IFSC Code UBIN0916951 of Union Bank Of India for the Sindagi branch has these elements, identifying the bank and the branch location in Bijapur and Karnataka correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0916951 of Union Bank Of India for its Sindagi branch located in Bijapur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Bijapur and Sindgi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Sindagi or Bijapur to find the exact IFSC Code UBIN0916951.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Bijapur will provide accurate information.

How to Use IFSC Code UBIN0916951 for Online Transfers?

If you have the IFSC Code UBIN0916951 for the Sindagi branch of Union Bank Of India in Bijapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0916951. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0916951.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Sindagi in Bijapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sindagi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bijapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Sindagi Bijapur?

The IFSC Code of the Sindagi Bijapur branch is UBIN0916951.

Is IFSC Code UBIN0916951 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Sindagi branch?

The branch is located at Tmc.No.2763,Plot No.1114, Bijapur Road,Sindagi,Bijapur 586128 Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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