There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Bijapur Main branch in Bijapur, Bijapur, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Bijapur or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UBIN0533190. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Bijapur Main, Bijapur
Here are the main details that are associated with the IFSC Code UBIN0533190 of Union Bank Of India for its branch located in Bijapur, within the district of Bijapur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0533190 |
| Branch | Bijapur Main |
| City | Bijapur |
| District | Bijapur |
| State | Karnataka |
| Address | Post Box No. 47, 16, Adat Bazar,Shri Ram Mandir Road, Dist. Bijapur,Karnataka, Pin - 586 101. |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Bijapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0533190 for the Bijapur Main branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Bijapur Main, Bijapur, Karnataka, is provided a unique IFSC like UBIN0533190 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Bijapur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bijapur and Bijapur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Bijapur Main do not get misguided to another person.
Format of the IFSC Code UBIN0533190
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bijapur Main in Bijapur.
For example, the IFSC Code UBIN0533190 of Union Bank Of India for the Bijapur Main branch includes these elements, identifying the bank and the branch location in Bijapur and Karnataka accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0533190 of Union Bank Of India for its Bijapur Main branch located in Bijapur, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Bijapur and Bijapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Bijapur Main or Bijapur to get the exact IFSC Code UBIN0533190.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Bijapur, then it will provide you proper information.
How to Use IFSC Code UBIN0533190 for Online Transfers?
Once you have the IFSC Code UBIN0533190 for the Bijapur Main branch of Union Bank Of India in Bijapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0533190. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0533190.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Bijapur Main in Bijapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Bijapur Main, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bijapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0533190.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Post Box No. 47, 16, Adat Bazar,Shri Ram Mandir Road, Dist. Bijapur,Karnataka, Pin - 586 101. located in Bijapur, Bijapur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.