IFSC Code of Union Bank Of India, Siwani, Siwani, Haryana — UBIN0552429

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Siwani branch in Bhiwani, Siwani, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Bhiwani or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UBIN0552429. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Siwani, Bhiwani

Here are the key points that are associated with the IFSC Code UBIN0552429 of Union Bank Of India for its branch located in Bhiwani, within the district of Siwani in the state of Haryana.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Bhiwani for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0552429 for the Siwani branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Siwani, Bhiwani, Haryana, is provided a unique IFSC like UBIN0552429 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Union Bank Of India branch in Bhiwani.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Bhiwani and Siwani.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Siwani do not get misguided to another person.

Format of the IFSC Code UBIN0552429

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Siwani in Bhiwani.

For example, the IFSC Code UBIN0552429 of Union Bank Of India for the Siwani branch includes these elements, identifying the bank and the branch location in Bhiwani and Haryana accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0552429 of Union Bank Of India for its Siwani branch located in Bhiwani, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Bhiwani and Siwani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Siwani or Bhiwani to find the exact IFSC Code UBIN0552429.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Bhiwani will provide accurate information.

How to Use IFSC Code UBIN0552429 for Online Transfers?

Once you have the IFSC Code UBIN0552429 for the Siwani branch of Union Bank Of India in Bhiwani, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0552429. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0552429.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Siwani in Bhiwani, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Siwani, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhiwani manage their online transfers and cheque clearances easily.