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IFSC Code of Union Bank Of India, Ankleshwar, Ankleshwar, Gujarat — UBIN0539490

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Ankleshwar branch in Bharuch, Ankleshwar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Bharuch or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UBIN0539490. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Ankleshwar, Bharuch

The table below shows the main details of the IFSC Code UBIN0539490 for the Union Bank Of India branch in Bharuch, which falls under the Ankleshwar district in Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0539490
Branch Ankleshwar
City Bharuch
District Ankleshwar
State Gujarat
Address Near Panchayat Bhavan, Station Road, Ankleshwar, Dist. Bharuch, Gujarat, Pin - 393 001.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Bharuch for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0539490 for the Ankleshwar branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ankleshwar, Bharuch, Gujarat, is provided a unique IFSC like UBIN0539490 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Bharuch.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bharuch and Ankleshwar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Ankleshwar do not get misguided to another person.

Format of the IFSC Code UBIN0539490

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ankleshwar in Bharuch.

For example, the IFSC Code UBIN0539490 of Union Bank Of India for the Ankleshwar branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0539490 of Union Bank Of India for its Ankleshwar branch located in Bharuch, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Bharuch and Ankleshwar, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Ankleshwar or Bharuch to get the exact IFSC Code UBIN0539490.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Bharuch, you'll get the correct details.

How to Use IFSC Code UBIN0539490 for Online Transfers?

Once you have the IFSC Code UBIN0539490 for the Ankleshwar branch of Union Bank Of India in Bharuch, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0539490. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0539490.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Ankleshwar in Bharuch, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ankleshwar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bharuch manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Ankleshwar Bharuch?

The IFSC Code of the Ankleshwar Bharuch branch is UBIN0539490.

Is IFSC Code UBIN0539490 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Ankleshwar branch?

The branch is located at Near Panchayat Bhavan, Station Road, Ankleshwar, Dist. Bharuch, Gujarat, Pin - 393 001..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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