Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Manugur branch in Bhadradri, Manugur, Telangana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Bhadradri or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0808539. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Manugur, Bhadradri

The table below shows the main details of the IFSC Code UBIN0808539 for the Union Bank Of India branch in Bhadradri, which falls under the Manugur district in Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0808539
Branch Manugur
City Bhadradri
District Manugur
State Telangana
Address Badradri Kotha Gudem Dist

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Bhadradri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0808539 for the Manugur branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Manugur, Bhadradri, Telangana, are allotted a unique IFSC like UBIN0808539 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhadradri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhadradri and Manugur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Manugur reaches the right place, even though there are thousands of branches in Telangana and across India.

Format of the IFSC Code UBIN0808539

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Manugur in Bhadradri.

For example, the IFSC Code UBIN0808539 of Union Bank Of India for the Manugur branch includes these elements, identifying the bank and the branch location in Bhadradri and Telangana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0808539 of Union Bank Of India for its Manugur branch located in Bhadradri, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Bhadradri and Manugur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Manugur or Bhadradri to get the exact IFSC Code UBIN0808539.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Bhadradri, then it will provide you proper information.

How to Use IFSC Code UBIN0808539 for Online Transfers?

Once you have the IFSC Code UBIN0808539 for the Manugur branch of Union Bank Of India in Bhadradri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0808539. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0808539.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Manugur in Bhadradri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Manugur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhadradri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Manugur, Bhadradri?

The IFSC Code is UBIN0808539.

Is the IFSC Code UBIN0808539 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Manugur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Manugur branch?

The address of the branch is Badradri Kotha Gudem Dist located in Bhadradri, Manugur, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.