Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Cherla branch in Bhadradri, Cherla, Telangana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Bhadradri or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0800759. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Cherla, Bhadradri

Here are the main details that are associated with the IFSC Code UBIN0800759 of Union Bank Of India for its branch located in Bhadradri, within the district of Cherla in the state of Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0800759
Branch Cherla
City Bhadradri
District Cherla
State Telangana
Address Via Badrachalamkhammam Dist,Ap

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Bhadradri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0800759 for the Cherla branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Cherla, Bhadradri, Telangana, is provided with a unique IFSC like UBIN0800759 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Bhadradri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhadradri and Cherla.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Cherla do not get mixed with another location.

Format of the IFSC Code UBIN0800759

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cherla in Bhadradri.

For example, the IFSC Code UBIN0800759 of Union Bank Of India for the Cherla branch includes these elements, identifying the bank and the branch location in Bhadradri and Telangana accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0800759 of Union Bank Of India for its Cherla branch located in Bhadradri, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Bhadradri and Cherla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Cherla or Bhadradri to find the exact IFSC Code UBIN0800759.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Bhadradri will provide accurate information.

How to Use IFSC Code UBIN0800759 for Online Transfers?

Once you have the IFSC Code UBIN0800759 for the Cherla branch of Union Bank Of India in Bhadradri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0800759. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0800759.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Cherla in Bhadradri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cherla, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhadradri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Cherla, Bhadradri?

The IFSC Code is UBIN0800759.

Is the IFSC Code UBIN0800759 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Cherla?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cherla branch?

The address of the branch is Via Badrachalamkhammam Dist,Ap located in Bhadradri, Cherla, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.