There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Turamuri branch in Belgaum, Belgaum, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Belgaum or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UBIN0929166. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Turamuri, Belgaum

Below in the table are the key details related to IFSC Code UBIN0929166 of Union Bank Of India for its branch located in Belgaum, within the district of Belgaum in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0929166
Branch Turamuri
City Belgaum
District Belgaum
State Karnataka
Address H No 231 By 2 Venugurla Road Near Bus Stop Chawat Galli Turamuri Belgaum 591128 Karnataka

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Belgaum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0929166 for the Turamuri branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Turamuri, Belgaum, Karnataka, is provided a unique IFSC like UBIN0929166 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Belgaum.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Belgaum and Belgaum.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Turamuri do not get misguided to another person.

Format of the IFSC Code UBIN0929166

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Turamuri in Belgaum.

For example, the IFSC Code UBIN0929166 of Union Bank Of India for the Turamuri branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0929166 of Union Bank Of India for its Turamuri branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Belgaum and Belgaum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Turamuri or Belgaum to get the exact IFSC Code UBIN0929166.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Belgaum, then it will provide you proper information.

How to Use IFSC Code UBIN0929166 for Online Transfers?

Once you have the IFSC Code UBIN0929166 for the Turamuri branch of Union Bank Of India in Belgaum, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0929166. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0929166.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Turamuri in Belgaum, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Turamuri, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Belgaum manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Turamuri, Belgaum?

The IFSC Code is UBIN0929166.

Is the IFSC Code UBIN0929166 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Turamuri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Turamuri branch?

The address of the branch is H No 231 By 2 Venugurla Road Near Bus Stop Chawat Galli Turamuri Belgaum 591128 Karnataka located in Belgaum, Belgaum, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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