For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Tilakwadi - Belgaum branch in Belgaum, Belgaum, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0537411. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Tilakwadi - Belgaum, Belgaum

The table below shows the main details of the IFSC Code UBIN0537411 for the Union Bank Of India branch in Belgaum, which falls under the Belgaum district in Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0537411
Branch Tilakwadi - Belgaum
City Belgaum
District Belgaum
State Karnataka
Address 442, Ganesh Chowk, Tilakwadi,Dist. Belgaum, Karnataka,Pin - 590 006.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Belgaum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0537411 for the Tilakwadi - Belgaum branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Tilakwadi - Belgaum, Belgaum, Karnataka, is provided a unique IFSC like UBIN0537411 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Belgaum.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Belgaum and Belgaum.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Tilakwadi - Belgaum do not get misguided to another person.

Format of the IFSC Code UBIN0537411

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tilakwadi - Belgaum in Belgaum.

For example, the IFSC Code UBIN0537411 of Union Bank Of India for the Tilakwadi - Belgaum branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0537411 of Union Bank Of India for its Tilakwadi - Belgaum branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Belgaum and Belgaum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Tilakwadi - Belgaum or Belgaum to get the exact IFSC Code UBIN0537411.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Belgaum, then it will provide you proper information.

How to Use IFSC Code UBIN0537411 for Online Transfers?

Once you have the IFSC Code UBIN0537411 for the Tilakwadi - Belgaum branch of Union Bank Of India in Belgaum, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0537411. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0537411.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Tilakwadi - Belgaum in Belgaum may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tilakwadi - Belgaum, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Belgaum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Tilakwadi - Belgaum, Belgaum?

The IFSC Code is UBIN0537411.

Is the IFSC Code UBIN0537411 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Tilakwadi - Belgaum?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tilakwadi - Belgaum branch?

The address of the branch is 442, Ganesh Chowk, Tilakwadi,Dist. Belgaum, Karnataka,Pin - 590 006. located in Belgaum, Belgaum, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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