IFSC Code of Union Bank Of India, Nagaon, Nagaon, Assam — UBIN0917931

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Nagaon branch in Barpeta, Nagaon, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0917931. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Nagaon, Barpeta

Below in the table are the key details related to IFSC Code UBIN0917931 of Union Bank Of India for its branch located in Barpeta, within the district of Nagaon in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Barpeta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917931 for the Nagaon branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Nagaon, Barpeta, Assam, is provided with a unique IFSC like UBIN0917931 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Barpeta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Barpeta and Nagaon.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Nagaon do not get mixed with another location.

Format of the IFSC Code UBIN0917931

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagaon in Barpeta.

For example, the IFSC Code UBIN0917931 of Union Bank Of India for the Nagaon branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0917931 of Union Bank Of India for its Nagaon branch located in Barpeta, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Barpeta and Nagaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Nagaon or Barpeta to find the exact IFSC Code UBIN0917931.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Barpeta will provide accurate information.

How to Use IFSC Code UBIN0917931 for Online Transfers?

If you have the IFSC Code UBIN0917931 for the Nagaon branch of Union Bank Of India in Barpeta, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0917931. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0917931.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Nagaon in Barpeta, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Nagaon, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Barpeta manage their online transfers and cheque clearances easily.