For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Kurobaha branch in Barpeta, Kurobaha, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0548511. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kurobaha, Barpeta

The table below shows the main details of the IFSC Code UBIN0548511 for the Union Bank Of India branch in Barpeta, which falls under the Kurobaha district in Assam.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0548511
Branch Kurobaha
City Barpeta
District Kurobaha
State Assam
Address At Post Kurobaha Bhawanipur Dist.Barpeta Assam Pin 781352

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Barpeta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0548511 for the Kurobaha branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kurobaha, Barpeta, Assam, is provided with a unique IFSC like UBIN0548511 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Barpeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Barpeta and Kurobaha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Kurobaha do not get mixed with another location.

Format of the IFSC Code UBIN0548511

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kurobaha in Barpeta.

For example, the IFSC Code UBIN0548511 of Union Bank Of India for the Kurobaha branch includes these elements, identifying the bank and the branch location in Barpeta and Assam correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0548511 of Union Bank Of India for its Kurobaha branch located in Barpeta, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Barpeta and Kurobaha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Kurobaha or Barpeta to get the exact IFSC Code UBIN0548511.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Barpeta, you'll get the correct details.

How to Use IFSC Code UBIN0548511 for Online Transfers?

If you have the IFSC Code UBIN0548511 for the Kurobaha branch of Union Bank Of India in Barpeta, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0548511. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0548511.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Kurobaha in Barpeta, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Kurobaha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Barpeta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Kurobaha Barpeta?

The IFSC Code of the Kurobaha Barpeta branch is UBIN0548511.

Is IFSC Code UBIN0548511 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Kurobaha branch?

The branch is located at At Post Kurobaha Bhawanipur Dist.Barpeta Assam Pin 781352.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.