Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Sansrod branch in Baroda, Sansrod, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Baroda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0565512. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sansrod, Baroda

Here are some of the key details that come with the IFSC Code UBIN0565512 of Union Bank Of India for its branch located in Baroda, within the district of Sansrod in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0565512
Branch Sansrod
City Baroda
District Sansrod
State Gujarat
Address Kamal Said Residence Sansrod City -Sansrod Gujarat Pin-392220

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Baroda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0565512 for the Sansrod branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sansrod, Baroda, Gujarat, are allotted a unique IFSC like UBIN0565512 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baroda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Baroda and Sansrod.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Sansrod reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UBIN0565512

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sansrod in Baroda.

For example, the IFSC Code UBIN0565512 of Union Bank Of India for the Sansrod branch has these elements, identifying the bank and the branch location in Baroda and Gujarat correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0565512 of Union Bank Of India for its Sansrod branch located in Baroda, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Baroda and Sansrod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Sansrod or Baroda to find the exact IFSC Code UBIN0565512.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Baroda will provide accurate information.

How to Use IFSC Code UBIN0565512 for Online Transfers?

If you have the IFSC Code UBIN0565512 for the Sansrod branch of Union Bank Of India in Baroda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0565512. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0565512.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Sansrod in Baroda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Sansrod, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Baroda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Sansrod, Baroda?

The IFSC Code is UBIN0565512.

Is the IFSC Code UBIN0565512 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Sansrod?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sansrod branch?

The address of the branch is Kamal Said Residence Sansrod City -Sansrod Gujarat Pin-392220 located in Baroda, Sansrod, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.