There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Latipura Branch branch in Baroda, Latipura, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Baroda or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UBIN0564770. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Latipura Branch, Baroda

Here are the key points that are associated with the IFSC Code UBIN0564770 of Union Bank Of India for its branch located in Baroda, within the district of Latipura in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0564770
Branch Latipura Branch
City Baroda
District Latipura
State Gujarat
Address At And Post Latipura, Taluka Padra City -Latipura Gujarat Pin-391440

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Baroda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0564770 for the Latipura Branch branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Latipura Branch, Baroda, Gujarat, are allotted a unique IFSC like UBIN0564770 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baroda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Baroda and Latipura.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Latipura Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UBIN0564770

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Latipura Branch in Baroda.

For example, the IFSC Code UBIN0564770 of Union Bank Of India for the Latipura Branch branch includes these elements, identifying the bank and the branch location in Baroda and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0564770 of Union Bank Of India for its Latipura Branch branch located in Baroda, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Baroda and Latipura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Latipura Branch or Baroda to get the exact IFSC Code UBIN0564770.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Baroda, you'll get the correct details.

How to Use IFSC Code UBIN0564770 for Online Transfers?

Once you have the IFSC Code UBIN0564770 for the Latipura Branch branch of Union Bank Of India in Baroda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0564770. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0564770.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Latipura Branch in Baroda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Latipura Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Baroda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Latipura Branch Baroda?

The IFSC Code of the Latipura Branch Baroda branch is UBIN0564770.

Is IFSC Code UBIN0564770 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Latipura Branch branch?

The branch is located at At And Post Latipura, Taluka Padra City -Latipura Gujarat Pin-391440.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.