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IFSC Code of Union Bank Of India, Barmer, Barmer, Rajasthan — UBIN0918628

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Barmer branch in Barmer, Barmer, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Barmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0918628. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Barmer, Barmer

The table below shows the main details of the IFSC Code UBIN0918628 for the Union Bank Of India branch in Barmer, which falls under the Barmer district in Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0918628
Branch Barmer
City Barmer
District Barmer
State Rajasthan
Address Opp Railway Mall Godown,Railway Station Road,Barmer 344001 Rajasthan

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Barmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0918628 for the Barmer branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Barmer, Barmer, Rajasthan, are given a unique IFSC like UBIN0918628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Barmer.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Barmer and Barmer.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Barmer goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0918628

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Barmer in Barmer.

For example, the IFSC Code UBIN0918628 of Union Bank Of India for the Barmer branch has these elements, identifying the bank and the branch location in Barmer and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0918628 of Union Bank Of India for its Barmer branch located in Barmer, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Barmer and Barmer, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Barmer or Barmer to find the exact IFSC Code UBIN0918628.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Barmer will provide accurate information.

How to Use IFSC Code UBIN0918628 for Online Transfers?

Once you have the IFSC Code UBIN0918628 for the Barmer branch of Union Bank Of India in Barmer, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0918628. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0918628.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Barmer in Barmer may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Barmer, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barmer to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Barmer Barmer?

The IFSC Code of the Barmer Barmer branch is UBIN0918628.

Is IFSC Code UBIN0918628 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Barmer branch?

The branch is located at Opp Railway Mall Godown,Railway Station Road,Barmer 344001 Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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