The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Birmal branch in Bargarh, Birmal Bargarh,Bargarh, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Bargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UBIN0809951. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Birmal, Bargarh

Here are some of the key details that come with the IFSC Code UBIN0809951 of Union Bank Of India for its branch located in Bargarh, within the district of Birmal Bargarh,Bargarh in the state of Odisha.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0809951
Branch Birmal
City Bargarh
District Birmal Bargarh,Bargarh
State Odisha
Address Via Barpali,Birmalbargarh Dist.Orissa

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Bargarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0809951 for the Birmal branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Birmal, Bargarh, Odisha, are allotted a unique IFSC like UBIN0809951 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bargarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bargarh and Birmal Bargarh,Bargarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Birmal reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UBIN0809951

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Birmal in Bargarh.

For example, the IFSC Code UBIN0809951 of Union Bank Of India for the Birmal branch includes these elements, identifying the bank and the branch location in Bargarh and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0809951 of Union Bank Of India for its Birmal branch located in Bargarh, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Bargarh and Birmal Bargarh,Bargarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Birmal or Bargarh to get the exact IFSC Code UBIN0809951.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Bargarh, then it will provide you proper information.

How to Use IFSC Code UBIN0809951 for Online Transfers?

Once you have the IFSC Code UBIN0809951 for the Birmal branch of Union Bank Of India in Bargarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0809951. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0809951.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Birmal in Bargarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Birmal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bargarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Birmal, Bargarh?

The IFSC Code is UBIN0809951.

Is the IFSC Code UBIN0809951 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Birmal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Birmal branch?

The address of the branch is Via Barpali,Birmalbargarh Dist.Orissa located in Bargarh, Birmal Bargarh,Bargarh, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.