Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Dewa Sharif branch in Barabanki, Dewa Sharif, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Barabanki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0534358. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Dewa Sharif, Barabanki
Here are the key points that are associated with the IFSC Code UBIN0534358 of Union Bank Of India for its branch located in Barabanki, within the district of Dewa Sharif in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0534358 |
| Branch | Dewa Sharif |
| City | Barabanki |
| District | Dewa Sharif |
| State | Uttar Pradesh |
| Address | At Post Dewa Shariff Dist.Barabanki Uttar Pradesh Pin 225301 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Barabanki for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0534358 for the Dewa Sharif branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Dewa Sharif, Barabanki, Uttar Pradesh, are allotted a unique IFSC like UBIN0534358 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barabanki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Barabanki and Dewa Sharif.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Dewa Sharif reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UBIN0534358
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dewa Sharif in Barabanki.
For example, the IFSC Code UBIN0534358 of Union Bank Of India for the Dewa Sharif branch includes these elements, identifying the bank and the branch location in Barabanki and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0534358 of Union Bank Of India for its Dewa Sharif branch located in Barabanki, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Barabanki and Dewa Sharif, print them on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Dewa Sharif or Barabanki to get the exact IFSC Code UBIN0534358.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Barabanki, you'll get the correct details.
How to Use IFSC Code UBIN0534358 for Online Transfers?
Once you have the IFSC Code UBIN0534358 for the Dewa Sharif branch of Union Bank Of India in Barabanki, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0534358. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0534358.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Dewa Sharif in Barabanki, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Dewa Sharif, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Barabanki manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0534358.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Dewa Shariff Dist.Barabanki Uttar Pradesh Pin 225301 located in Barabanki, Dewa Sharif, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.