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IFSC Code of Union Bank Of India, Bara Banki U.P., Bara Banki, Uttar Pradesh — UBIN0910660

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Bara Banki U.P. branch in Bara Banki, Bara Banki, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0910660. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Bara Banki U.P., Bara Banki

The table below shows the main details of the IFSC Code UBIN0910660 for the Union Bank Of India branch in Bara Banki, which falls under the Bara Banki district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0910660
Branch Bara Banki U.P.
City Bara Banki
District Bara Banki
State Uttar Pradesh
Address Vijaynagar, Yadav Market,Paisar Dehat,Faisabad Road,Barabanki

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Bara Banki for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0910660 for the Bara Banki U.P. branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Bara Banki U.P., Bara Banki, Uttar Pradesh, are given a unique IFSC like UBIN0910660 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bara Banki and Bara Banki.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Bara Banki U.P. goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0910660

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bara Banki U.P. in Bara Banki.

For example, the IFSC Code UBIN0910660 of Union Bank Of India for the Bara Banki U.P. branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0910660 of Union Bank Of India for its Bara Banki U.P. branch located in Bara Banki, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Bara Banki and Bara Banki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Bara Banki U.P. or Bara Banki to find the exact IFSC Code UBIN0910660.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Bara Banki will provide accurate information.

How to Use IFSC Code UBIN0910660 for Online Transfers?

Once you have the IFSC Code UBIN0910660 for the Bara Banki U.P. branch of Union Bank Of India in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0910660. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0910660.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Bara Banki U.P. in Bara Banki may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Bara Banki U.P., here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bara Banki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Bara Banki U.P., Bara Banki?

The IFSC Code is UBIN0910660.

Is the IFSC Code UBIN0910660 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Bara Banki U.P.?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bara Banki U.P. branch?

The address of the branch is Vijaynagar, Yadav Market,Paisar Dehat,Faisabad Road,Barabanki located in Bara Banki, Bara Banki, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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