Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Gorabari branch in Bankura, Gorabari, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Bankura or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0546011. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gorabari, Bankura

Here are the main details that are associated with the IFSC Code UBIN0546011 of Union Bank Of India for its branch located in Bankura, within the district of Gorabari in the state of West Bengal.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0546011
Branch Gorabari
City Bankura
District Gorabari
State West Bengal
Address At Gorabari Post Jagadalla Dist.Bankura West Bengal Pin 722101

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Bankura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0546011 for the Gorabari branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Gorabari, Bankura, West Bengal, is provided a unique IFSC like UBIN0546011 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Bankura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bankura and Gorabari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Gorabari do not get misguided to another person.

Format of the IFSC Code UBIN0546011

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gorabari in Bankura.

For example, the IFSC Code UBIN0546011 of Union Bank Of India for the Gorabari branch includes these elements, identifying the bank and the branch location in Bankura and West Bengal accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0546011 of Union Bank Of India for its Gorabari branch located in Bankura, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Bankura and Gorabari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Gorabari or Bankura to get the exact IFSC Code UBIN0546011.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Bankura, then it will provide you proper information.

How to Use IFSC Code UBIN0546011 for Online Transfers?

Once you have the IFSC Code UBIN0546011 for the Gorabari branch of Union Bank Of India in Bankura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0546011. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0546011.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Gorabari in Bankura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gorabari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bankura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Gorabari, Bankura?

The IFSC Code is UBIN0546011.

Is the IFSC Code UBIN0546011 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Gorabari?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gorabari branch?

The address of the branch is At Gorabari Post Jagadalla Dist.Bankura West Bengal Pin 722101 located in Bankura, Gorabari, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.