Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Gitam University Campus-Nagadena Halli branch in Bangalore Rural, Nagadenahalli, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Bangalore Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0567116. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Gitam University Campus-Nagadena Halli, Bangalore Rural

Here are the key points that are associated with the IFSC Code UBIN0567116 of Union Bank Of India for its branch located in Bangalore Rural, within the district of Nagadenahalli in the state of Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0567116
Branch Gitam University Campus-Nagadena Halli
City Bangalore Rural
District Nagadenahalli
State Karnataka
Address Sy.13/3,5/2, Doddabalalpur-Devanhalli Road Kongatia Post,Doddballapur Tq, Bangalore Rural Dist-561203

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Bangalore Rural for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0567116 for the Gitam University Campus-Nagadena Halli branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Gitam University Campus-Nagadena Halli, Bangalore Rural, Karnataka, is provided with a unique IFSC like UBIN0567116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Bangalore Rural.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore Rural and Nagadenahalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Gitam University Campus-Nagadena Halli do not get mixed with another location.

Format of the IFSC Code UBIN0567116

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gitam University Campus-Nagadena Halli in Bangalore Rural.

For example, the IFSC Code UBIN0567116 of Union Bank Of India for the Gitam University Campus-Nagadena Halli branch includes these elements, identifying the bank and the branch location in Bangalore Rural and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0567116 of Union Bank Of India for its Gitam University Campus-Nagadena Halli branch located in Bangalore Rural, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Bangalore Rural and Nagadenahalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Gitam University Campus-Nagadena Halli or Bangalore Rural to get the exact IFSC Code UBIN0567116.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Bangalore Rural that will provide accurate information.

How to Use IFSC Code UBIN0567116 for Online Transfers?

Once you have the IFSC Code UBIN0567116 for the Gitam University Campus-Nagadena Halli branch of Union Bank Of India in Bangalore Rural, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0567116. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0567116.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Gitam University Campus-Nagadena Halli in Bangalore Rural, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Gitam University Campus-Nagadena Halli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bangalore Rural manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Gitam University Campus-Nagadena Halli, Bangalore Rural?

The IFSC Code is UBIN0567116.

Is the IFSC Code UBIN0567116 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Gitam University Campus-Nagadena Halli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gitam University Campus-Nagadena Halli branch?

The address of the branch is Sy.13/3,5/2, Doddabalalpur-Devanhalli Road Kongatia Post,Doddballapur Tq, Bangalore Rural Dist-561203 located in Bangalore Rural, Nagadenahalli, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.