IFSC Code of Union Bank Of India, Rajpur, Balrampur, Chhattisgarh — UBIN0579165

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Rajpur branch in Balrampur, Balrampur, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Balrampur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UBIN0579165. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Rajpur, Balrampur

Here are some of the key details that come with the IFSC Code UBIN0579165 of Union Bank Of India for its branch located in Balrampur, within the district of Balrampur in the state of Chhattisgarh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Balrampur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0579165 for the Rajpur branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Rajpur, Balrampur, Chhattisgarh, is provided with a unique IFSC like UBIN0579165 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Balrampur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Balrampur and Balrampur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Rajpur do not get mixed with another location.

Format of the IFSC Code UBIN0579165

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajpur in Balrampur.

For example, the IFSC Code UBIN0579165 of Union Bank Of India for the Rajpur branch includes these elements, identifying the bank and the branch location in Balrampur and Chhattisgarh accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0579165 of Union Bank Of India for its Rajpur branch located in Balrampur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Balrampur and Balrampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Rajpur or Balrampur to find the exact IFSC Code UBIN0579165.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Balrampur will provide accurate information.

How to Use IFSC Code UBIN0579165 for Online Transfers?

Once you have the IFSC Code UBIN0579165 for the Rajpur branch of Union Bank Of India in Balrampur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0579165. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0579165.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Rajpur in Balrampur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rajpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Balrampur manage their online transfers and cheque clearances easily.