There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Landapathar branch in Balangir, Landapathar,Landapathar,Deogaon,Bolangir, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Balangir or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UBIN0824038. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Landapathar, Balangir

Here are some of the key details that come with the IFSC Code UBIN0824038 of Union Bank Of India for its branch located in Balangir, within the district of Landapathar,Landapathar,Deogaon,Bolangir in the state of Odisha.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0824038
Branch Landapathar
City Balangir
District Landapathar,Landapathar,Deogaon,Bolangir
State Odisha
Address Rajiv Gandhi Sevakendra Grampanchayat Office,Landapathar,Via Deogaon,Bolangir Dist,Odisha

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Balangir for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0824038 for the Landapathar branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Landapathar, Balangir, Odisha, is provided with a unique IFSC like UBIN0824038 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Balangir.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Balangir and Landapathar,Landapathar,Deogaon,Bolangir.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Landapathar do not get mixed with another location.

Format of the IFSC Code UBIN0824038

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Landapathar in Balangir.

For example, the IFSC Code UBIN0824038 of Union Bank Of India for the Landapathar branch includes these elements, identifying the bank and the branch location in Balangir and Odisha accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0824038 of Union Bank Of India for its Landapathar branch located in Balangir, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Balangir and Landapathar,Landapathar,Deogaon,Bolangir, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Landapathar or Balangir to get the exact IFSC Code UBIN0824038.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Balangir that will provide accurate information.

How to Use IFSC Code UBIN0824038 for Online Transfers?

Once you have the IFSC Code UBIN0824038 for the Landapathar branch of Union Bank Of India in Balangir, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0824038. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0824038.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Landapathar in Balangir, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Landapathar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Balangir manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Landapathar, Balangir?

The IFSC Code is UBIN0824038.

Is the IFSC Code UBIN0824038 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Landapathar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Landapathar branch?

The address of the branch is Rajiv Gandhi Sevakendra Grampanchayat Office,Landapathar,Via Deogaon,Bolangir Dist,Odisha located in Balangir, Landapathar,Landapathar,Deogaon,Bolangir, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.