The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Narainpur(Dist Azamgarh) branch in Azamgarh, Narainpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Azamgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0549479. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Narainpur(Dist Azamgarh), Azamgarh

Here are the key points that are associated with the IFSC Code UBIN0549479 of Union Bank Of India for its branch located in Azamgarh, within the district of Narainpur in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0549479
Branch Narainpur(Dist Azamgarh)
City Azamgarh
District Narainpur
State Uttar Pradesh
Address At Narayanpur(Kanchanpur) Post Hadaura Dist.Azamgarh Uttar Pradesh Pin 276126

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Azamgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0549479 for the Narainpur(Dist Azamgarh) branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Narainpur(Dist Azamgarh), Azamgarh, Uttar Pradesh, are allotted a unique IFSC like UBIN0549479 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Azamgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Azamgarh and Narainpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Narainpur(Dist Azamgarh) reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UBIN0549479

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Narainpur(Dist Azamgarh) in Azamgarh.

For example, the IFSC Code UBIN0549479 of Union Bank Of India for the Narainpur(Dist Azamgarh) branch has these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0549479 of Union Bank Of India for its Narainpur(Dist Azamgarh) branch located in Azamgarh, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Azamgarh and Narainpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Narainpur(Dist Azamgarh) or Azamgarh to get the exact IFSC Code UBIN0549479.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Azamgarh, then it will provide you proper information.

How to Use IFSC Code UBIN0549479 for Online Transfers?

Once you have the IFSC Code UBIN0549479 for the Narainpur(Dist Azamgarh) branch of Union Bank Of India in Azamgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0549479. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0549479.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Narainpur(Dist Azamgarh) in Azamgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Narainpur(Dist Azamgarh), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Azamgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Narainpur(Dist Azamgarh), Azamgarh?

The IFSC Code is UBIN0549479.

Is the IFSC Code UBIN0549479 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Narainpur(Dist Azamgarh)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Narainpur(Dist Azamgarh) branch?

The address of the branch is At Narayanpur(Kanchanpur) Post Hadaura Dist.Azamgarh Uttar Pradesh Pin 276126 located in Azamgarh, Narainpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.