There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Malipur, Ambedkar Nagar branch in Azamgarh, Azamgarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Azamgarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0568350. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Malipur, Ambedkar Nagar, Azamgarh
The table below shows the main details of the IFSC Code UBIN0568350 for the Union Bank Of India branch in Azamgarh, which falls under the Azamgarh district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0568350 |
| Branch | Malipur, Ambedkar Nagar |
| City | Azamgarh |
| District | Azamgarh |
| State | Uttar Pradesh |
| Address | Near Sita Cold Storage Station Road, Malipur Azamgarh Uttar Pradesh Pincode-276001 |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Azamgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0568350 for the Malipur, Ambedkar Nagar branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0568350 is given to every bank branch, including Union Bank Of India located in Malipur, Ambedkar Nagar, Azamgarh, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Azamgarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Azamgarh and Azamgarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Malipur, Ambedkar Nagar doesn't end up at another location.
Format of the IFSC Code UBIN0568350
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Malipur, Ambedkar Nagar in Azamgarh.
For example, the IFSC Code UBIN0568350 of Union Bank Of India for the Malipur, Ambedkar Nagar branch has these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh correctly.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0568350 of Union Bank Of India for its Malipur, Ambedkar Nagar branch located in Azamgarh, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Azamgarh and Azamgarh, print them on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Malipur, Ambedkar Nagar or Azamgarh to get the exact IFSC Code UBIN0568350.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Azamgarh, you'll get the correct details.
How to Use IFSC Code UBIN0568350 for Online Transfers?
Once you have the IFSC Code UBIN0568350 for the Malipur, Ambedkar Nagar branch of Union Bank Of India in Azamgarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0568350. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0568350.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Malipur, Ambedkar Nagar in Azamgarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Malipur, Ambedkar Nagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Azamgarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Malipur, Ambedkar Nagar Azamgarh branch is UBIN0568350.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Near Sita Cold Storage Station Road, Malipur Azamgarh Uttar Pradesh Pincode-276001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.