There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Kabuthra branch in Azamgarh, Kahutara, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Azamgarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0548723. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Kabuthra, Azamgarh

The table below shows the main details of the IFSC Code UBIN0548723 for the Union Bank Of India branch in Azamgarh, which falls under the Kahutara district in Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0548723
Branch Kabuthra
City Azamgarh
District Kahutara
State Uttar Pradesh
Address At Khabuthra Post Maholi Palhana Dist. Azamgarh Uttar Pradesh Pin 276123

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Azamgarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0548723 for the Kabuthra branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Kabuthra, Azamgarh, Uttar Pradesh, is provided a unique IFSC like UBIN0548723 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Azamgarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Azamgarh and Kahutara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Kabuthra do not get misguided to another person.

Format of the IFSC Code UBIN0548723

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kabuthra in Azamgarh.

For example, the IFSC Code UBIN0548723 of Union Bank Of India for the Kabuthra branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0548723 of Union Bank Of India for its Kabuthra branch located in Azamgarh, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Azamgarh and Kahutara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Kabuthra or Azamgarh to find the exact IFSC Code UBIN0548723.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Azamgarh will provide accurate information.

How to Use IFSC Code UBIN0548723 for Online Transfers?

Once you have the IFSC Code UBIN0548723 for the Kabuthra branch of Union Bank Of India in Azamgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0548723. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0548723.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Kabuthra in Azamgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Kabuthra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Azamgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Kabuthra, Azamgarh?

The IFSC Code is UBIN0548723.

Is the IFSC Code UBIN0548723 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Kabuthra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kabuthra branch?

The address of the branch is At Khabuthra Post Maholi Palhana Dist. Azamgarh Uttar Pradesh Pin 276123 located in Azamgarh, Kahutara, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.