The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Aurangabad Main (Dist.Aurangabad) branch in Aurangabad, Aurangabad, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Aurangabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UBIN0534455. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Aurangabad Main (Dist.Aurangabad), Aurangabad

Here are the main details that are associated with the IFSC Code UBIN0534455 of Union Bank Of India for its branch located in Aurangabad, within the district of Aurangabad in the state of Maharashtra.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0534455
Branch Aurangabad Main (Dist.Aurangabad)
City Aurangabad
District Aurangabad
State Maharashtra
Address Plot No. 11, Krupa, Jijamati Colony,Paithan Gate, Dist. Aurangabad,Pin - 431 001, Maharashtra.

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Aurangabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0534455 for the Aurangabad Main (Dist.Aurangabad) branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Aurangabad Main (Dist.Aurangabad), Aurangabad, Maharashtra, are allotted a unique IFSC like UBIN0534455 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aurangabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aurangabad and Aurangabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Aurangabad Main (Dist.Aurangabad) reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code UBIN0534455

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Aurangabad Main (Dist.Aurangabad) in Aurangabad.

For example, the IFSC Code UBIN0534455 of Union Bank Of India for the Aurangabad Main (Dist.Aurangabad) branch includes these elements, identifying the bank and the branch location in Aurangabad and Maharashtra accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0534455 of Union Bank Of India for its Aurangabad Main (Dist.Aurangabad) branch located in Aurangabad, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Aurangabad and Aurangabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Aurangabad Main (Dist.Aurangabad) or Aurangabad to get the exact IFSC Code UBIN0534455.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Aurangabad, you'll get the correct details.

How to Use IFSC Code UBIN0534455 for Online Transfers?

Once you have the IFSC Code UBIN0534455 for the Aurangabad Main (Dist.Aurangabad) branch of Union Bank Of India in Aurangabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0534455. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0534455.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Aurangabad Main (Dist.Aurangabad) in Aurangabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Aurangabad Main (Dist.Aurangabad), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Aurangabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Aurangabad Main (Dist.Aurangabad), Aurangabad?

The IFSC Code is UBIN0534455.

Is the IFSC Code UBIN0534455 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Aurangabad Main (Dist.Aurangabad)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Aurangabad Main (Dist.Aurangabad) branch?

The address of the branch is Plot No. 11, Krupa, Jijamati Colony,Paithan Gate, Dist. Aurangabad,Pin - 431 001, Maharashtra. located in Aurangabad, Aurangabad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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