Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Mukdumpur Kavir, Arwal branch in Arwal, Arwal, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Arwal or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UBIN0572136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Mukdumpur Kavir, Arwal, Arwal
Below in the table are the key details related to IFSC Code UBIN0572136 of Union Bank Of India for its branch located in Arwal, within the district of Arwal in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0572136 |
| Branch | Mukdumpur Kavir, Arwal |
| City | Arwal |
| District | Arwal |
| State | Bihar |
| Address | Near Magadh Gramin Bnk Arwal Jehanabad Road Arwal Bihar Pincode 804401 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Arwal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0572136 for the Mukdumpur Kavir, Arwal branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Mukdumpur Kavir, Arwal, Arwal, Bihar, is provided with a unique IFSC like UBIN0572136 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Arwal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Arwal and Arwal.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Mukdumpur Kavir, Arwal do not get mixed with another location.
Format of the IFSC Code UBIN0572136
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mukdumpur Kavir, Arwal in Arwal.
For example, the IFSC Code UBIN0572136 of Union Bank Of India for the Mukdumpur Kavir, Arwal branch includes these elements, identifying the bank and the branch location in Arwal and Bihar accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0572136 of Union Bank Of India for its Mukdumpur Kavir, Arwal branch located in Arwal, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Arwal and Arwal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Mukdumpur Kavir, Arwal or Arwal to get the exact IFSC Code UBIN0572136.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Arwal that will provide accurate information.
How to Use IFSC Code UBIN0572136 for Online Transfers?
Once you have the IFSC Code UBIN0572136 for the Mukdumpur Kavir, Arwal branch of Union Bank Of India in Arwal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0572136. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0572136.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Mukdumpur Kavir, Arwal in Arwal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Mukdumpur Kavir, Arwal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Arwal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0572136.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Magadh Gramin Bnk Arwal Jehanabad Road Arwal Bihar Pincode 804401 located in Arwal, Arwal, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.