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IFSC Code of Union Bank Of India, Papampet, Ananthapur, Andhra Pradesh — UBIN0825417

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Papampet branch in Anantapur, Ananthapur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0825417. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Papampet, Anantapur

Here are some of the key details that come with the IFSC Code UBIN0825417 of Union Bank Of India for its branch located in Anantapur, within the district of Ananthapur in the state of Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0825417
Branch Papampet
City Anantapur
District Ananthapur
State Andhra Pradesh
Address Papampet Branch,Kalyan Burg Road,Ananthapur 515004

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Anantapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0825417 for the Papampet branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Papampet, Anantapur, Andhra Pradesh, is provided a unique IFSC like UBIN0825417 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Anantapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Anantapur and Ananthapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Papampet do not get misguided to another person.

Format of the IFSC Code UBIN0825417

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Papampet in Anantapur.

For example, the IFSC Code UBIN0825417 of Union Bank Of India for the Papampet branch includes these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0825417 of Union Bank Of India for its Papampet branch located in Anantapur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Anantapur and Ananthapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Papampet or Anantapur to get the exact IFSC Code UBIN0825417.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Anantapur, you'll get the correct details.

How to Use IFSC Code UBIN0825417 for Online Transfers?

Once you have the IFSC Code UBIN0825417 for the Papampet branch of Union Bank Of India in Anantapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0825417. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0825417.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Papampet in Anantapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Papampet, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Anantapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Papampet, Anantapur?

The IFSC Code is UBIN0825417.

Is the IFSC Code UBIN0825417 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Papampet?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Papampet branch?

The address of the branch is Papampet Branch,Kalyan Burg Road,Ananthapur 515004 located in Anantapur, Ananthapur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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