For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Ramnagar Mahuwar branch in Ambedkar Nagar, Ambedkar Nagar, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0573736. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Ramnagar Mahuwar, Ambedkar Nagar
Here are some of the key details that come with the IFSC Code UBIN0573736 of Union Bank Of India for its branch located in Ambedkar Nagar, within the district of Ambedkar Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0573736 |
| Branch | Ramnagar Mahuwar |
| City | Ambedkar Nagar |
| District | Ambedkar Nagar |
| State | Uttar Pradesh |
| Address | At Babhanpur Po Ramnagar Thal Aalapur Ambedkar Nagar Uttar Pradesh 224181 |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Ambedkar Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0573736 for the Ramnagar Mahuwar branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ramnagar Mahuwar, Ambedkar Nagar, Uttar Pradesh, is provided with a unique IFSC like UBIN0573736 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Union Bank Of India branch in Ambedkar Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ambedkar Nagar and Ambedkar Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Ramnagar Mahuwar do not get mixed with another location.
Format of the IFSC Code UBIN0573736
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ramnagar Mahuwar in Ambedkar Nagar.
For example, the IFSC Code UBIN0573736 of Union Bank Of India for the Ramnagar Mahuwar branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0573736 of Union Bank Of India for its Ramnagar Mahuwar branch located in Ambedkar Nagar, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Union Bank Of India branches in Ambedkar Nagar and Ambedkar Nagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Ramnagar Mahuwar or Ambedkar Nagar to get the exact IFSC Code UBIN0573736.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ambedkar Nagar, you'll get the correct details.
How to Use IFSC Code UBIN0573736 for Online Transfers?
If you have the IFSC Code UBIN0573736 for the Ramnagar Mahuwar branch of Union Bank Of India in Ambedkar Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0573736. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0573736.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Ramnagar Mahuwar in Ambedkar Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ramnagar Mahuwar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambedkar Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0573736.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Babhanpur Po Ramnagar Thal Aalapur Ambedkar Nagar Uttar Pradesh 224181 located in Ambedkar Nagar, Ambedkar Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.