Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Chota Korwa branch in Ambala, Naraingarh, Ambala, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Ambala or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UBIN0825026. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Chota Korwa, Ambala

Here are some of the key details that come with the IFSC Code UBIN0825026 of Union Bank Of India for its branch located in Ambala, within the district of Naraingarh, Ambala in the state of Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0825026
Branch Chota Korwa
City Ambala
District Naraingarh, Ambala
State Haryana
Address Khasra No 44 18 2,Korwa Khud,Hadbast No 52,Naraingarh Tehsil,Ambala Dist,Haryana 134202

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Ambala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0825026 for the Chota Korwa branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Chota Korwa, Ambala, Haryana, is provided a unique IFSC like UBIN0825026 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Ambala.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ambala and Naraingarh, Ambala.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Chota Korwa do not get misguided to another person.

Format of the IFSC Code UBIN0825026

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chota Korwa in Ambala.

For example, the IFSC Code UBIN0825026 of Union Bank Of India for the Chota Korwa branch has these elements, identifying the bank and the branch location in Ambala and Haryana correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0825026 of Union Bank Of India for its Chota Korwa branch located in Ambala, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Ambala and Naraingarh, Ambala, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Chota Korwa or Ambala to get the exact IFSC Code UBIN0825026.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ambala, you'll get the correct details.

How to Use IFSC Code UBIN0825026 for Online Transfers?

If you have the IFSC Code UBIN0825026 for the Chota Korwa branch of Union Bank Of India in Ambala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0825026. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0825026.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Chota Korwa in Ambala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Chota Korwa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ambala manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Chota Korwa, Ambala?

The IFSC Code is UBIN0825026.

Is the IFSC Code UBIN0825026 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Chota Korwa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chota Korwa branch?

The address of the branch is Khasra No 44 18 2,Korwa Khud,Hadbast No 52,Naraingarh Tehsil,Ambala Dist,Haryana 134202 located in Ambala, Naraingarh, Ambala, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.