The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Rajgarh branch in Alwar, Rajgarh, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Alwar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0579653. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Rajgarh, Alwar

Here are the key points that are associated with the IFSC Code UBIN0579653 of Union Bank Of India for its branch located in Alwar, within the district of Rajgarh in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0579653
Branch Rajgarh
City Alwar
District Rajgarh
State Rajasthan
Address Shop No 1,2,3 And Plot No 27 Shahji Ka Bag Station Road Rajgarh

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Alwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0579653 for the Rajgarh branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Rajgarh, Alwar, Rajasthan, is provided with a unique IFSC like UBIN0579653 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Alwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Alwar and Rajgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Rajgarh do not get mixed with another location.

Format of the IFSC Code UBIN0579653

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajgarh in Alwar.

For example, the IFSC Code UBIN0579653 of Union Bank Of India for the Rajgarh branch includes these elements, identifying the bank and the branch location in Alwar and Rajasthan accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0579653 of Union Bank Of India for its Rajgarh branch located in Alwar, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Alwar and Rajgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Rajgarh or Alwar to find the exact IFSC Code UBIN0579653.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Alwar will provide accurate information.

How to Use IFSC Code UBIN0579653 for Online Transfers?

Once you have the IFSC Code UBIN0579653 for the Rajgarh branch of Union Bank Of India in Alwar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0579653. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0579653.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Rajgarh in Alwar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rajgarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alwar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Rajgarh Alwar?

The IFSC Code of the Rajgarh Alwar branch is UBIN0579653.

Is IFSC Code UBIN0579653 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Rajgarh branch?

The branch is located at Shop No 1,2,3 And Plot No 27 Shahji Ka Bag Station Road Rajgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.