Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Bhiwadi branch in Alwar, Bhiwadi, Alwar Dist, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Alwar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0824780. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Bhiwadi, Alwar

Below in the table are the key details related to IFSC Code UBIN0824780 of Union Bank Of India for its branch located in Alwar, within the district of Bhiwadi, Alwar Dist in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0824780
Branch Bhiwadi
City Alwar
District Bhiwadi, Alwar Dist
State Rajasthan
Address Ground Floor,C-06& C-19,Riico Chowk,Industrial Area,Bhiwadi

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Alwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0824780 for the Bhiwadi branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Bhiwadi, Alwar, Rajasthan, is provided with a unique IFSC like UBIN0824780 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Alwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Alwar and Bhiwadi, Alwar Dist.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Bhiwadi do not get mixed with another location.

Format of the IFSC Code UBIN0824780

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhiwadi in Alwar.

For example, the IFSC Code UBIN0824780 of Union Bank Of India for the Bhiwadi branch has these elements, identifying the bank and the branch location in Alwar and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0824780 of Union Bank Of India for its Bhiwadi branch located in Alwar, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Alwar and Bhiwadi, Alwar Dist, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Bhiwadi or Alwar to get the exact IFSC Code UBIN0824780.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Alwar, you'll get the correct details.

How to Use IFSC Code UBIN0824780 for Online Transfers?

Once you have the IFSC Code UBIN0824780 for the Bhiwadi branch of Union Bank Of India in Alwar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0824780. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0824780.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Bhiwadi in Alwar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Bhiwadi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Bhiwadi, Alwar?

The IFSC Code is UBIN0824780.

Is the IFSC Code UBIN0824780 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Bhiwadi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhiwadi branch?

The address of the branch is Ground Floor,C-06& C-19,Riico Chowk,Industrial Area,Bhiwadi located in Alwar, Bhiwadi, Alwar Dist, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.