For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Hatura Gunth - Someshwar branch in Almora, Someshwar, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Almora or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0569861. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Hatura Gunth - Someshwar, Almora

Here are the main details that are associated with the IFSC Code UBIN0569861 of Union Bank Of India for its branch located in Almora, within the district of Someshwar in the state of Uttarakhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0569861
Branch Hatura Gunth - Someshwar
City Almora
District Someshwar
State Uttarakhand
Address Post Someshwar Dist Almora Someshwar Uttarakhand Pincode 263637

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Almora for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0569861 for the Hatura Gunth - Someshwar branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Hatura Gunth - Someshwar, Almora, Uttarakhand, are allotted a unique IFSC like UBIN0569861 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Almora.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Almora and Someshwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Hatura Gunth - Someshwar reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UBIN0569861

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hatura Gunth - Someshwar in Almora.

For example, the IFSC Code UBIN0569861 of Union Bank Of India for the Hatura Gunth - Someshwar branch includes these elements, identifying the bank and the branch location in Almora and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0569861 of Union Bank Of India for its Hatura Gunth - Someshwar branch located in Almora, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Almora and Someshwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Hatura Gunth - Someshwar or Almora to get the exact IFSC Code UBIN0569861.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Almora that will provide accurate information.

How to Use IFSC Code UBIN0569861 for Online Transfers?

Once you have the IFSC Code UBIN0569861 for the Hatura Gunth - Someshwar branch of Union Bank Of India in Almora, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0569861. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0569861.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Hatura Gunth - Someshwar in Almora, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Hatura Gunth - Someshwar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Almora manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Hatura Gunth - Someshwar, Almora?

The IFSC Code is UBIN0569861.

Is the IFSC Code UBIN0569861 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Hatura Gunth - Someshwar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hatura Gunth - Someshwar branch?

The address of the branch is Post Someshwar Dist Almora Someshwar Uttarakhand Pincode 263637 located in Almora, Someshwar, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.