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IFSC Code of Union Bank Of India, Jamola, Nasirabad, Rajasthan — UBIN0915475

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Jamola branch in Ajmer, Nasirabad, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Ajmer or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UBIN0915475. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Jamola, Ajmer

Here are the main details that are associated with the IFSC Code UBIN0915475 of Union Bank Of India for its branch located in Ajmer, within the district of Nasirabad in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0915475
Branch Jamola
City Ajmer
District Nasirabad
State Rajasthan
Address Gram Panchayat Bhawan, Jamola Village, Ps Masuda, District Ajmer305630

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Ajmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0915475 for the Jamola branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Jamola, Ajmer, Rajasthan, is provided with a unique IFSC like UBIN0915475 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Ajmer.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ajmer and Nasirabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Jamola do not get mixed with another location.

Format of the IFSC Code UBIN0915475

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamola in Ajmer.

For example, the IFSC Code UBIN0915475 of Union Bank Of India for the Jamola branch includes these elements, identifying the bank and the branch location in Ajmer and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0915475 of Union Bank Of India for its Jamola branch located in Ajmer, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Ajmer and Nasirabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Jamola or Ajmer to get the exact IFSC Code UBIN0915475.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Ajmer, then it will provide you proper information.

How to Use IFSC Code UBIN0915475 for Online Transfers?

Once you have the IFSC Code UBIN0915475 for the Jamola branch of Union Bank Of India in Ajmer, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0915475. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0915475.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Jamola in Ajmer may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Jamola, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ajmer manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Jamola, Ajmer?

The IFSC Code is UBIN0915475.

Is the IFSC Code UBIN0915475 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Jamola?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamola branch?

The address of the branch is Gram Panchayat Bhawan, Jamola Village, Ps Masuda, District Ajmer305630 located in Ajmer, Nasirabad, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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