Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Bhawani Kheda branch in Ajmer, Bhawani Kheda, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Ajmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UBIN0542849. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Bhawani Kheda, Ajmer

Here are some of the key details that come with the IFSC Code UBIN0542849 of Union Bank Of India for its branch located in Ajmer, within the district of Bhawani Kheda in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0542849
Branch Bhawani Kheda
City Ajmer
District Bhawani Kheda
State Rajasthan
Address At Post Bhawani Kheda Dist.Ajmer Rajasthan Pin 305401

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Ajmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0542849 for the Bhawani Kheda branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Bhawani Kheda, Ajmer, Rajasthan, is provided a unique IFSC like UBIN0542849 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Ajmer.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ajmer and Bhawani Kheda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Bhawani Kheda do not get misguided to another person.

Format of the IFSC Code UBIN0542849

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhawani Kheda in Ajmer.

For example, the IFSC Code UBIN0542849 of Union Bank Of India for the Bhawani Kheda branch includes these elements, identifying the bank and the branch location in Ajmer and Rajasthan accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0542849 of Union Bank Of India for its Bhawani Kheda branch located in Ajmer, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Ajmer and Bhawani Kheda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Bhawani Kheda or Ajmer to get the exact IFSC Code UBIN0542849.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Ajmer, then it will provide you proper information.

How to Use IFSC Code UBIN0542849 for Online Transfers?

Once you have the IFSC Code UBIN0542849 for the Bhawani Kheda branch of Union Bank Of India in Ajmer, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0542849. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0542849.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Bhawani Kheda in Ajmer, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Bhawani Kheda, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ajmer manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Bhawani Kheda Ajmer?

The IFSC Code of the Bhawani Kheda Ajmer branch is UBIN0542849.

Is IFSC Code UBIN0542849 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Bhawani Kheda branch?

The branch is located at At Post Bhawani Kheda Dist.Ajmer Rajasthan Pin 305401.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.