Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Aizawl branch in Aizawl, Aizawl, Mizoram, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Aizawl or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code UBIN0569283. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Aizawl, Aizawl

Here are some of the key details that come with the IFSC Code UBIN0569283 of Union Bank Of India for its branch located in Aizawl, within the district of Aizawl in the state of Mizoram.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0569283
Branch Aizawl
City Aizawl
District Aizawl
State Mizoram
Address Chaltlang, Aizawl Mizoram Aizawl Mizoram Pincode 796012

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Aizawl for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0569283 for the Aizawl branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Aizawl, Aizawl, Mizoram, is provided a unique IFSC like UBIN0569283 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Aizawl.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Aizawl and Aizawl.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Mizoram and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Aizawl do not get misguided to another person.

Format of the IFSC Code UBIN0569283

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aizawl in Aizawl.

For example, the IFSC Code UBIN0569283 of Union Bank Of India for the Aizawl branch includes these elements, identifying the bank and the branch location in Aizawl and Mizoram accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0569283 of Union Bank Of India for its Aizawl branch located in Aizawl, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Aizawl and Aizawl, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Aizawl or Aizawl to find the exact IFSC Code UBIN0569283.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Aizawl will provide accurate information.

How to Use IFSC Code UBIN0569283 for Online Transfers?

Once you have the IFSC Code UBIN0569283 for the Aizawl branch of Union Bank Of India in Aizawl, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0569283. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0569283.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Aizawl in Aizawl, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Aizawl, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Aizawl to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Aizawl, Aizawl?

The IFSC Code is UBIN0569283.

Is the IFSC Code UBIN0569283 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Aizawl?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aizawl branch?

The address of the branch is Chaltlang, Aizawl Mizoram Aizawl Mizoram Pincode 796012 located in Aizawl, Aizawl, Mizoram.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.