Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Aruppukottai branch in Virudhunagar, Aruppukottai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001655. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Aruppukottai, Virudhunagar

Here are the key points that are associated with the IFSC Code UJVN0001655 of Ujjivan Small Finance Bank Limited for its branch located in Virudhunagar, within the district of Aruppukottai in the state of Tamil Nadu.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001655
Branch Aruppukottai
City Virudhunagar
District Aruppukottai
State Tamil Nadu
Address Door No.101,S.F.No.148/542,Ward.C Block No.26,T.S.No.24,Panthal Kudi Road Opp.Canara Bank,Aruppukottai 626101 Aruppukottai Virudhunagar Tamil Nadu

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Virudhunagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001655 for the Aruppukottai branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0001655 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Aruppukottai, Virudhunagar, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Virudhunagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Virudhunagar and Aruppukottai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Aruppukottai doesn't end up at another location.

Format of the IFSC Code UJVN0001655

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aruppukottai in Virudhunagar.

For example, the IFSC Code UJVN0001655 of Ujjivan Small Finance Bank Limited for the Aruppukottai branch includes these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0001655 of Ujjivan Small Finance Bank Limited for its Aruppukottai branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Virudhunagar and Aruppukottai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Aruppukottai or Virudhunagar to get the exact IFSC Code UJVN0001655.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Virudhunagar, then it will provide you proper information.

How to Use IFSC Code UJVN0001655 for Online Transfers?

Once you have the IFSC Code UJVN0001655 for the Aruppukottai branch of Ujjivan Small Finance Bank Limited in Virudhunagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0001655. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001655.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Aruppukottai in Virudhunagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Aruppukottai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Virudhunagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Aruppukottai, Virudhunagar?

The IFSC Code is UJVN0001655.

Is the IFSC Code UJVN0001655 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Aruppukottai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Aruppukottai branch?

The address of the branch is Door No.101,S.F.No.148/542,Ward.C Block No.26,T.S.No.24,Panthal Kudi Road Opp.Canara Bank,Aruppukottai 626101 Aruppukottai Virudhunagar Tamil Nadu located in Virudhunagar, Aruppukottai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.