There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Ambur branch in Vellore, Ambur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Vellore or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UJVN0001164. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Ambur, Vellore
Here are the key points that are associated with the IFSC Code UJVN0001164 of Ujjivan Small Finance Bank Limited for its branch located in Vellore, within the district of Ambur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0001164 |
| Branch | Ambur |
| City | Vellore |
| District | Ambur |
| State | Tamil Nadu |
| Address | N0.39, By Pass Road, Ambur Town, Vellore District, Tamil Nadu_X0013_ 635802(Near Bank Of Baroda) |
These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Vellore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001164 for the Ambur branch of Ujjivan Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Ambur, Vellore, Tamil Nadu, are allotted a unique IFSC like UJVN0001164 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vellore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vellore and Ambur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ujjivan Small Finance Bank Limited in Ambur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code UJVN0001164
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambur in Vellore.
For example, the IFSC Code UJVN0001164 of Ujjivan Small Finance Bank Limited for the Ambur branch includes these elements, identifying the bank and the branch location in Vellore and Tamil Nadu correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0001164 of Ujjivan Small Finance Bank Limited for its Ambur branch located in Vellore, the following methods can help:
Cheque Book
The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Vellore and Ambur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Ambur or Vellore to get the exact IFSC Code UJVN0001164.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Vellore that will provide accurate information.
How to Use IFSC Code UJVN0001164 for Online Transfers?
Once you have the IFSC Code UJVN0001164 for the Ambur branch of Ujjivan Small Finance Bank Limited in Vellore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0001164. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001164.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Ambur in Vellore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Ambur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vellore manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ambur Vellore branch is UJVN0001164.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at N0.39, By Pass Road, Ambur Town, Vellore District, Tamil Nadu_X0013_ 635802(Near Bank Of Baroda).
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.