IFSC Code of Ujjivan Small Finance Bank Limited, Valsad, Valsad, Gujarat — UJVN0004473

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Valsad branch in Valsad, Valsad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UJVN0004473. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Valsad, Valsad

Below in the table are the key details related to IFSC Code UJVN0004473 of Ujjivan Small Finance Bank Limited for its branch located in Valsad, within the district of Valsad in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Valsad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004473 for the Valsad branch of Ujjivan Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Valsad, Valsad, Gujarat, is provided a unique IFSC like UJVN0004473 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Valsad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Valsad and Valsad.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Valsad do not get misguided to another person.

Format of the IFSC Code UJVN0004473

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Valsad in Valsad.

For example, the IFSC Code UJVN0004473 of Ujjivan Small Finance Bank Limited for the Valsad branch has these elements, identifying the bank and the branch location in Valsad and Gujarat correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0004473 of Ujjivan Small Finance Bank Limited for its Valsad branch located in Valsad, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Valsad and Valsad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Valsad or Valsad to get the exact IFSC Code UJVN0004473.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Valsad that will provide accurate information.

How to Use IFSC Code UJVN0004473 for Online Transfers?

Once you have the IFSC Code UJVN0004473 for the Valsad branch of Ujjivan Small Finance Bank Limited in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0004473. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004473.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Valsad in Valsad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Valsad, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.