Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Mahua Singh Rae branch in Vaishali, Mahua, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Vaishali or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003607. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Mahua Singh Rae, Vaishali
The table below shows the main details of the IFSC Code UJVN0003607 for the Ujjivan Small Finance Bank Limited branch in Vaishali, which falls under the Mahua district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003607 |
| Branch | Mahua Singh Rae |
| City | Vaishali |
| District | Mahua |
| State | Bihar |
| Address | Muzaffarpur Road Gandhi Chowk Mahua Singh Rae 844122 Mahua Vaishali Bihar |
These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Vaishali for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003607 for the Mahua Singh Rae branch of Ujjivan Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Mahua Singh Rae, Vaishali, Bihar, are given a unique IFSC like UJVN0003607 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vaishali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Vaishali and Mahua.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Mahua Singh Rae goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UJVN0003607
This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mahua Singh Rae in Vaishali.
For example, the IFSC Code UJVN0003607 of Ujjivan Small Finance Bank Limited for the Mahua Singh Rae branch includes these elements, identifying the bank and the branch location in Vaishali and Bihar accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are looking for the IFSC Code UJVN0003607 of Ujjivan Small Finance Bank Limited for its Mahua Singh Rae branch located in Vaishali, the following methods can help:
Cheque Book
The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Ujjivan Small Finance Bank Limited branches in Vaishali and Mahua, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Mahua Singh Rae or Vaishali to get the exact IFSC Code UJVN0003607.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Vaishali, then it will provide you proper information.
How to Use IFSC Code UJVN0003607 for Online Transfers?
Once you have the IFSC Code UJVN0003607 for the Mahua Singh Rae branch of Ujjivan Small Finance Bank Limited in Vaishali, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003607. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003607.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Mahua Singh Rae in Vaishali may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Mahua Singh Rae, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Vaishali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mahua Singh Rae Vaishali branch is UJVN0003607.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Muzaffarpur Road Gandhi Chowk Mahua Singh Rae 844122 Mahua Vaishali Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.