Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Badnagar branch in Ujjain, Badnagar, or Madhya Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Ujjain or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UJVN0002317. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Badnagar, Ujjain

Here are the main details that are associated with the IFSC Code UJVN0002317 of Ujjivan Small Finance Bank Limited for its branch located in Ujjain, within the district of Badnagar in the state of Madhya Pradesh.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002317
Branch Badnagar
City Ujjain
District Badnagar
State Madhya Pradesh
Address Ground Floor, Plot No. 35 And 36,Diversion Road, Jawahar Nagar,Badnagar,Ujjain,Madhya Pradesh-456771

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Ujjain for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002317 for the Badnagar branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Badnagar, Ujjain, Madhya Pradesh, is provided a unique IFSC like UJVN0002317 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Ujjain.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ujjain and Badnagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Badnagar do not get misguided to another person.

Format of the IFSC Code UJVN0002317

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Badnagar in Ujjain.

For example, the IFSC Code UJVN0002317 of Ujjivan Small Finance Bank Limited for the Badnagar branch has these elements, identifying the bank and the branch location in Ujjain and Madhya Pradesh correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0002317 of Ujjivan Small Finance Bank Limited for its Badnagar branch located in Ujjain, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Ujjain and Badnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Badnagar or Ujjain to find the exact IFSC Code UJVN0002317.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Ujjain will provide accurate information.

How to Use IFSC Code UJVN0002317 for Online Transfers?

Once you have the IFSC Code UJVN0002317 for the Badnagar branch of Ujjivan Small Finance Bank Limited in Ujjain, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002317. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002317.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Badnagar in Ujjain may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Badnagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ujjain manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Badnagar, Ujjain?

The IFSC Code is UJVN0002317.

Is the IFSC Code UJVN0002317 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Badnagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Badnagar branch?

The address of the branch is Ground Floor, Plot No. 35 And 36,Diversion Road, Jawahar Nagar,Badnagar,Ujjain,Madhya Pradesh-456771 located in Ujjain, Badnagar, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.