The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Muniyur branch in Tumkur, Muniyur, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001689. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Muniyur, Tumkur
Below in the table are the key details related to IFSC Code UJVN0001689 of Ujjivan Small Finance Bank Limited for its branch located in Tumkur, within the district of Muniyur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0001689 |
| Branch | Muniyur |
| City | Tumkur |
| District | Muniyur |
| State | Karnataka |
| Address | No.77, Muniyuru Village And Post,Kasaba Hobali,Turuvekere,Tumkur,Karnataka-572227 |
These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Tumkur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0001689 for the Muniyur branch of Ujjivan Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Muniyur, Tumkur, Karnataka, are given a unique IFSC like UJVN0001689 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tumkur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tumkur and Muniyur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Muniyur goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UJVN0001689
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muniyur in Tumkur.
For example, the IFSC Code UJVN0001689 of Ujjivan Small Finance Bank Limited for the Muniyur branch includes these elements, identifying the bank and the branch location in Tumkur and Karnataka correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
To find the IFSC Code UJVN0001689 of Ujjivan Small Finance Bank Limited for its Muniyur branch located in Tumkur, the following methods can help you out:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Tumkur and Muniyur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Muniyur or Tumkur to find the exact IFSC Code UJVN0001689.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Tumkur will provide accurate information.
How to Use IFSC Code UJVN0001689 for Online Transfers?
Once you have the IFSC Code UJVN0001689 for the Muniyur branch of Ujjivan Small Finance Bank Limited in Tumkur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0001689. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001689.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Muniyur in Tumkur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Muniyur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tumkur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0001689.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No.77, Muniyuru Village And Post,Kasaba Hobali,Turuvekere,Tumkur,Karnataka-572227 located in Tumkur, Muniyur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.