The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Malayanoor Chekkadi branch in Tiruvannamalai, Thiruvannamalai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Tiruvannamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001769. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Malayanoor Chekkadi, Tiruvannamalai

Here are some of the key details that come with the IFSC Code UJVN0001769 of Ujjivan Small Finance Bank Limited for its branch located in Tiruvannamalai, within the district of Thiruvannamalai in the state of Tamil Nadu.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001769
Branch Malayanoor Chekkadi
City Tiruvannamalai
District Thiruvannamalai
State Tamil Nadu
Address 210B,Mariyamman Kovil Teru,Malayanoor Chakkadi,Kuttar

These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Tiruvannamalai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001769 for the Malayanoor Chekkadi branch of Ujjivan Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Malayanoor Chekkadi, Tiruvannamalai, Tamil Nadu, is provided with a unique IFSC like UJVN0001769 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Tiruvannamalai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruvannamalai and Thiruvannamalai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Malayanoor Chekkadi do not get mixed with another location.

Format of the IFSC Code UJVN0001769

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Malayanoor Chekkadi in Tiruvannamalai.

For example, the IFSC Code UJVN0001769 of Ujjivan Small Finance Bank Limited for the Malayanoor Chekkadi branch includes these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0001769 of Ujjivan Small Finance Bank Limited for its Malayanoor Chekkadi branch located in Tiruvannamalai, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Tiruvannamalai and Thiruvannamalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Malayanoor Chekkadi or Tiruvannamalai to find the exact IFSC Code UJVN0001769.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Tiruvannamalai will provide accurate information.

How to Use IFSC Code UJVN0001769 for Online Transfers?

Once you have the IFSC Code UJVN0001769 for the Malayanoor Chekkadi branch of Ujjivan Small Finance Bank Limited in Tiruvannamalai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0001769. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001769.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Malayanoor Chekkadi in Tiruvannamalai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Malayanoor Chekkadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvannamalai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Malayanoor Chekkadi, Tiruvannamalai?

The IFSC Code is UJVN0001769.

Is the IFSC Code UJVN0001769 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Malayanoor Chekkadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Malayanoor Chekkadi branch?

The address of the branch is 210B,Mariyamman Kovil Teru,Malayanoor Chakkadi,Kuttar located in Tiruvannamalai, Thiruvannamalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.