The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Kottapalayam East branch in Tiruchirappalli, Kottapalayam East, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Tiruchirappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001707. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Kottapalayam East, Tiruchirappalli

Here are the key points that are associated with the IFSC Code UJVN0001707 of Ujjivan Small Finance Bank Limited for its branch located in Tiruchirappalli, within the district of Kottapalayam East in the state of Tamil Nadu.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001707
Branch Kottapalayam East
City Tiruchirappalli
District Kottapalayam East
State Tamil Nadu
Address No.212/50,Ground Floor,Kottapalayam Village,Kottapalayampanchayat,Thuraiyur Taluk,Tiruchirappalli,Kottapalayam ( East),Tamil Nadu - 621003

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Tiruchirappalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001707 for the Kottapalayam East branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Kottapalayam East, Tiruchirappalli, Tamil Nadu, is provided a unique IFSC like UJVN0001707 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Tiruchirappalli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tiruchirappalli and Kottapalayam East.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Kottapalayam East do not get misguided to another person.

Format of the IFSC Code UJVN0001707

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kottapalayam East in Tiruchirappalli.

For example, the IFSC Code UJVN0001707 of Ujjivan Small Finance Bank Limited for the Kottapalayam East branch includes these elements, identifying the bank and the branch location in Tiruchirappalli and Tamil Nadu accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001707 of Ujjivan Small Finance Bank Limited for its Kottapalayam East branch located in Tiruchirappalli, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Tiruchirappalli and Kottapalayam East, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Kottapalayam East or Tiruchirappalli to get the exact IFSC Code UJVN0001707.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Tiruchirappalli that will provide accurate information.

How to Use IFSC Code UJVN0001707 for Online Transfers?

If you have the IFSC Code UJVN0001707 for the Kottapalayam East branch of Ujjivan Small Finance Bank Limited in Tiruchirappalli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001707. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001707.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Kottapalayam East in Tiruchirappalli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Kottapalayam East, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruchirappalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Kottapalayam East, Tiruchirappalli?

The IFSC Code is UJVN0001707.

Is the IFSC Code UJVN0001707 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Kottapalayam East?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kottapalayam East branch?

The address of the branch is No.212/50,Ground Floor,Kottapalayam Village,Kottapalayampanchayat,Thuraiyur Taluk,Tiruchirappalli,Kottapalayam ( East),Tamil Nadu - 621003 located in Tiruchirappalli, Kottapalayam East, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.